Many consumers have had previous repossessions in their past and they have thought about how to finance a car after it happens. Of course, everyone’s situation is different ranging from job loss, not caring about payments, or the needed expensive work that was not worth keeping the car. Whatever the situation, consumers must realize…
FICO was founded in 1956 as Fair, Isaac and Company by engineer William Fair and mathematician Earl Isaac. The company debuted its first general-purpose FICO score in 1989 and by 2005, they sold their 10 Millionth Score! Watch this short video on what the score is and why it matters. Every day, thousands of U.S. lenders use FICO…
Everyone always wants to know how to achieve the prestigious 850 and 800 scores, but we forget that in order to get to that score bracket, you must first achieve the 700 bracket. Both brackets are very similar, but I will show from experience what most 700 score holders have on their credit reports. 1.…