HOME OWNERSHIP
Keys In Hand
Members who worked the plan and closed on homes of their own.
EVERY MONTH YOU WAIT, YOUR CREDIT COULD BE COSTING YOU.
Stop trying to fix your credit on your own. Let our team do the heavy lifting for you. We review your credit reports, create a personalized action plan, handle disputes on your behalf, and provide ongoing support every month to help you work toward better credit and more financial opportunities.
GET STARTED NOWPick Your Goal. See What a Higher Score Could Save You.
Answer 3 quick steps. Your number appears at the bottom.
1
Pick your goal
Tap the one you are working toward.
2
Slide to your score today
Credit score today: 620
3
Slide to the score you want
Score you are aiming for: 760
ESTIMATED INTEREST YOU COULD SAVE
~$10,329
on a $35,000 auto loan, 60-month term, 15% APR vs 5% APR.
Get your personalized plan. Enter your name and email.
Figures shown are estimates. No score increase, approval, or timeline is guaranteed.
Estimate only. Individual results vary.
How It Works
01
Join Online in About Two Minutes
Join online in about two minutes, or grab the free credit guide first.
02
Get Your Game Plan
Members get unlimited disputes on all derogatory items on their credit report.
03
Follow the Plan
Follow the plan with live coaching and a community on the same path.
Membership is a monthly game plan with unlimited disputes, live coaching, and a community on the same path.
One Bill. That’s the Whole Price.
Standard Membership
$149 per month, month to month
$397 for 3 months paid in full
Save $50 (11%) vs paying monthly.
PREMIUM
Capital & Wealth Program
Premium plan
$797 per month
A separate premium plan, not a longer membership term.
Cancel Anytime. No Contract, No Cancellation Fee.
Members may cancel at any time from their own account, or contact our support team at [email protected] and we will cancel it for you, whichever way you joined. Membership is month to month and amounts already paid are not refundable.
Member Success Stories
Real members, real results, posted in the community.
APPROVALS
Approved, Not Denied
Includes a $6,000 USAA approval.
SCORE PROGRESS
Into the 700s and 800s
One member: TransUnion 621 to 756, Equifax 611 to 754, Experian 641 to 749. Plus 386 points in 90 days.
PEACE OF MIND
A Plan, Not Guesswork
No more guessing what to do next. Every member follows a written game plan.
More member wins
INDIVIDUAL RESULTS VARY.
Hear It From the Members
497 Credit Score To Home Ownership
100 Point Credit Score Increase In 30 Days
Low Credit Score To Owning the Lost Family Home
Happy Member Testimonial
“When I joined the 850 Club my ultimate goal was to eliminate debt, raise credit score, and to prepare for homeownership. I have been working with Calvin and his team for just over a year now and I have learned so much, and my credit score has significantly increased. Calvin and team has worked hard removing negative items, providing a game plan, and ensuring that I understand how to maintain positive credit habits. Two months into joining, one of my Experian scores hit 708! Two months!! I am so impressed!”
VALERIE COOK