Stop guessing and start following a clear credit game plan used by thousands of people to qualify for homes, cars, and better credit cards.
How We Help You | Everything You Get Inside 850 Club Elite
Monthly Custom Game Plans
Get a personalized credit strategy each month based on your current credit profile along with custom dispute letters, helping you take the right steps to increase your score and move closer to your financial goals.
Live Credit Coaching & Q&A
Join live sessions where we break down real credit strategies and answers member questions so you know exactly what to do next with your credit.
Community Support
Get support from others who are working toward the same credit goals while sharing wins, asking questions, and staying accountable.
Exclusive Credit Resources
Members get access to tools, strategies, and credit insights not shared publicly on YouTube or social media.
Real Results From 850 Club Members
Video | 497 Credit Score To Home Ownership
Video | 100 Point Credit Score Increase In 30 Days
Video | Happy Member Testimonial
Video | Low Credit Score To Owning Lost Family Home
Meet the Founders of 850 Club Credit
850 Club Credit was founded by Calvin Russell Jr., a FICO Certified Credit Strategist, with one goal in mind, to help people understand how credit really works and give them a clear strategy to improve their credit scores.
Over the years, Calvin has helped thousands of people increase their credit scores and position themselves for major financial approvals like homes, cars, and credit cards.
850 Club Credit is a family-owned business run by Calvin and his wife, who work together to build a community focused on financial education, accountability, and real results.
Together they have created a platform where members receive guidance, proven strategies, and support as they work toward improving their credit and financial future.
Through the 850 Club Elite Community, members receive ongoing support, personalized credit strategies, and access to the tools needed to move from bad credit toward real financial opportunities.