​In 2012, Calvin O’Neal Russell Jr had a vision to educate as many people as possible about the world of credit. He understood from his own experiences ,personally increasing his score 143 points in less than 11 months, that credit was very important and that it was the cornerstone of many big decisions and choices in life.

By working for Nissan Motor Acceptance Corporation and helping clients get financed with over 18 different banks, he saw many clients get denied and wanted to do something about it. He wanted to make sure that everyone had the opportunity to learn effectively about credit scores, reports, home buying, and car buying. Calvin knew that it would have to be delivered in a simple and easy to understand fashion while also maintaining professionalism to its highest standard.

With many people benefiting from his advice, he decided to start Simply Professional. Since then, Calvin has helped hundreds of people understand the importance of credit, showed clients all of the ways to improve credit scores, help clients feel more comfortable in buying situations, and know exactly what to expect before signing on the dotted line. By giving each client a 1-On-1 Credit Consultation over the phone, this allows personal time to go over all important topics and the client can get all of their questions answered as well.

Calvin also began making smart investments at age 20 and was able to purchase his first income property by the age of 25. As a FICO Professional, he is certified to teach and educate consumers on how FICO® scores are created, the categories and data utilized in the credit report and the impact of FICO® scores on consumers.

FICO Pro Certification – FICO (worlds leading risked based scoring system) and Allregs Academy (official and exclusive publisher of underwriting and loan product guidelines for Fannie, Freddie, the Federal Home Loan Bank of Chicago, Wells Fargo Home Mortgage, JPMorgan Chase, Citigroup, U.S. Bank Home Mortgage, Flagstar Bank, N.A., and many others.)

“From now on our clients will hear the words “approved” and “low interest” when they are preparing for a new purchase. Our staff of educated and trained consultants are dedicated to our clients success and progression throughout their credit journey. We know with our knowledge, our clients see increases in their scores within 3 months or less!”

Let Simply Professional help you by scheduling your consultation today! Whether you are looking to improve your current credit situation, preparing yourself for a home or car purchase, or simply seeking to stay on top of your credit, we can help you!



Our clients average a ​29 Point Per Month Increase in their credit scores after reviewing their personal Game Plan.[/col1][col2]


Our clients are 100% satisfied and we have yet to receive one complaint.[/col2][col3]


Our prices are the best in the industry and we promise to always be affordable.​[/col3]