I know you face may look like Shaq when I tell you the answer to this question. The question being “Is it possible to build your credit score with a low income?” The answer is….. ABSOLUTELY!!! With credit scores and reports, one factor that has no affect on it is your personal income. That’s right!…
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Many consumers are looking for the best and fastest way to increase their credit score. Some people think a small personal loan or auto loan would do the trick. That would work……only if the score was high enough to achieve that along with high monthly payments. The best and fastest way to increase a…
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Alright. Its time to stop sugar coating your credit score. For months you have been trying to figure out why your score is in the 400-500 range. You ask yourself “Is There Hope?” or “Can I at least get my score to 590 or 600. I am here to tell you YES! The only…
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During my Credit Consultations with my clients, I always explain how credit cardswork. For the most part, many of them have a general idea of they work or the basics. There is more to credit cards than people know and think. I know that there consumers out there that may not know exactly how credit…
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Everyone always wants to know how to achieve the prestigious 850 and 800 scores, but we forget that in order to get to that score bracket, you must first achieve the 700 bracket. Both brackets are very similar, but I will show from experience what most 700 score holders have on their credit reports. 1.…
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Many married couples think that certain activities affect their credit score. I have seen this time and time again in which married couples are afraid to make certain financial moves because of a few misconceptions. Let’s go over a few of them. 1. Do Accounts Merge Together When You Get Married? Not at all.…
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Trying to get an apartment with a low credit score can be a tough task to complete. First, you have to find a landlord willing to accept a low credit score. Then second, you would hope that the neighborhood is worth your while and with affordable rent. Either way, you must yourself in the…
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That’s right! All you have to do is pay off your balance in full when the bill is due. You also can avoid interest on this as well as there is a 0 balance. If you do decide to carry a balance, be sure to keep the balance under 30% utilization (balance/limit). 780+ FICO…
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Financing a car can be time consuming. First, you must find a car you like, look for a reasonable price to pay, and decide where you will do business. But the longest part of the process is being at the dealership. Whether you are doing back and forth on a price, going through their…
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Did you know that the highest expense for most consumers is their “Living Expense.” For some consumers, its the mortgage payment, but for most consumers, its their rent payments. In some states, over 72% of the population live in rental properties. Even with most consumers paying monthly rent to live in an apartment, condo, or…
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