Privacy Policy

Effective Date: 2/17/2026

850 Club Credit (“850 Club Credit,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our websites, use our services, or engage with us online or via mobile communications (collectively, the “Sites”).

By using our Sites, you agree to this Privacy Policy.

Information We Collect

We may collect the following types of personal information:

Contact Information

● Name

● Email address

● Phone number

● Mailing address

Account Information

  • Username and password

  • Billing details

  • Payment information

Business & Credit-Related Information

● Information you provide related to your credit profile or financial goals

● Other information relevant to our products and services

Automatically Collected Information

When you visit our Sites, we may collect:

  • IP address

  • Browser and device information

  • Operating system

  • Pages visited and actions taken

  • Date and time of visits Bullet List 3

We may use cookies, pixels, and similar technologies to improve user experience, analyze traffic, and deliver relevant advertising.

How We Use Your Information

We may use your information to:

  • Create and manage your account

  • Provide products and services

  • Process payments

  • Respond to questions and customer service requests

  • Improve our services and marketing efforts

  • Prevent fraud and protect our business

  • Comply with legal requirements

We may also combine online and offline information to better serve you.

SMS & Mobile Communications

If you provide your phone number, you may opt in to receive text messages from 850 Club Credit.

You may choose to receive:

Transactional Messages

These include account notifications, service updates, appointment reminders, and other service-related communications.

Marketing & Promotional Messages

These include offers, promotions, educational content, and updates about our products and services.

Message frequency may vary.

Message & data rates may apply.

Reply HELP for assistance.

Reply STOP at any time to opt out.

Consent to receive marketing text messages is not required to purchase goods or services. You may withdraw your consent at any time.

We do not sell or share SMS consent with third parties for their marketing purposes.

Information We Share

We do not sell your personal information.

We may share information with:

  • Service providers who perform services on our behalf

  • Payment processors

  • Marketing and analytics providers

  • Legal authorities when required

These third parties may only use your information as necessary to provide services to us.

Interest-Based Advertising

We may use third-party services such as Google Analytics and advertising networks to understand how users interact with our Sites and to provide interest-based advertising. You may opt out of certain targeted advertising by visiting www.aboutads.info/choices.

Data Security

We maintain administrative, technical, and physical safeguards designed to protect your

personal information. However ,no method of transmission over the Internet can be

guaranteed to be completely secure.

Your Privacy Rights

You may have the right to:

  • Request access to your personal information

  • Request deletion of your information

  • Request correction of inaccurate information

  • Opt out of certain marketing communications

We will not discriminate against you for exercising your privacy rights.

To submit a request, contact us at:

[email protected]

Links to Third-Party Websites

Our Sites may contain links to third-party websites. We are not responsible for the

privacy practices of those websites.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this

page with an updated effective date.

Contact Us

If you have questions about this Privacy Policy or your data, contact us at:

Email: [email protected]

Company: 850 Club Credit